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Personal Insurance

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Protect yourself and the ones you love

In as little as one appointment, secure peace of mind knowing you and your loved ones are taken care of with affordable insurance solutions. This includes personal coverage as well as retirement and estate planning options.

Together, we’ll explore what you really need, taking into account your full financial picture as well as any other existing coverage you may have. We’ll even shop and compare with top insurers to find the right solution for your needs.

Get started

Connect with our experienced Insurance Team today over the phone or in person and together we’ll find solutions based on your budget and individual needs. Book an appointment with a specialist in your area.


Find the right solutions for you

We provide end-to-end coverage that takes into account personal insurance as well as retirement and estate planning.


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Take care of yourself and your loved ones by providing for them in the unfortunate event something happens to you.

Life Insurance


Protect your family and your money with life insurance. We'll help ensure your hard-earned savings goes to your family and loved ones.

Benefits:

  • This coverage provides a tax-free cash benefit to your beneficiaries
  • We'll help review your current work coverage, if any, to ensure coverage meets your needs

Critical Illness Insurance

Protect yourself from the loss of income and high expenses that come with a critical illness.

Benefits:

  • This coverage protects your long-term savings such as investments in RRSPs, RESPs and TFSAs
  • This coverage provides a lump-sum benefit to help support you financially

Disability Insurance

Protect yourself when you no longer have any income in the event that you’re unexpectedly unable to work due to an illness or injury.

Benefits:

  • This coverage will provide a monthly benefit to you in the event that you can no longer work due to an injury or illness
  • Pay bills as well as other expenses while you are recovering and are unable to generate any income
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Whether you are retiring next year or decades from now, we can help you reach your goals faster. Explore insured investments to create a retirement income that is consistent and guaranteed.


Segregated Funds

Segregated funds are long-term investments that guarantee 75% to 100% of your original investment no matter how the markets perform.

Benefits:

  • Guarantee original investment protected in the event of death
  • Sell at any time at current market value
  • Proceeds are passed to your named beneficiaries outside of your estate, thus eliminating probate fees, and more importantly, maintaining confidentially

Annuities

This retirement income option provides you with a stream of payments, with just a single investment from either registered or non-registered savings.

Benefits:

  • Payments are determined based on age, interest rate, initial investment and length of time guaranteed
  • The first $2,000 of income each year qualifies for a Federal Pension Income Tax Credit
  • A joint and last survivor annuity will guarantee payments through the lives of both spouses
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It’s never too early to start thinking about your estate plan. Ensure your assets are properly distributed while minimizing taxes and costs to you and your heirs.


Legacy Builder Insurance


Protect your legacy and ensure that it keeps growing for future generations to come.

Benefits:

  • Grow your money by investing in insurance and leave a greater gift behind to your loved ones
  • Cash values accumulate tax-free during your lifetime, and available for your use if desired, like paying for taxes on family cottages, businesses or RRSP balances.

Segregated Funds

Segregated funds are long-term investments that guarantee 75% to 100% of your original investment no matter how the markets perform.

Benefits:

  • Guarantee original investment protected in the event of death
  • Sell at any time at current market value
  • Proceeds are passed to your named beneficiaries outside of your estate, thus eliminating probate fees, and more importantly, maintaining confidentially

Get started today

Book an appointment with an Insurance Specialist near you to find the right solutions based on your budget and individual needs.


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