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Business Insurance

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Protect what you’ve worked hard to build

In just one appointment, secure peace of mind knowing your business, your loved ones and your employees are protected with affordable business insurance solutions. Together, we’ll explore what you really need, taking into account your full financial picture. We’ll even shop and compare with top insurers to find the right solution for your business.

Get started

Connect with our experienced Insurance Team today over the phone or in person and together we’ll find solutions based on your budget and individual needs. Book an appointment with a specialist in your area.

Find the right solutions for your business

We provide end-to-end coverage with options for business owners and employees.

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Protect your family, your business and your money. Through affordable insurance solutions, we’ll help ensure your hard-earned savings and assets are protected.

Key Person Insurance

Protect yourself from any financial loss if a key income-generating employee unexpectedly and/or prematurely passes away.


  • Distributes funds to your Company if a vital team member in your business dies prematurely
  • Benefits are paid tax-free to the Company and used to replace income lost as the result of death of a key person until a suitable replacement is hired

Buy-Sell Partnership Insurance

We’ll help you determine the coverage required to satisfy a buy-sell agreement between business partners in the event of critical illness, death or long-term disability.


  • This coverage provides funds to the surviving partners to purchase Company shares from the deceased partner’s estate
  • Benefits are paid tax-free to the Company and used to ensure smooth transfer of Company shares to surviving partner

Business Critical Illness Insurance

Ensure that you and your business are protected from the loss of income and the high expenses that may occur if the owner is diagnosed with a critical illness.


  • Your company pays for the critical illness portion of the premium while you pay for return of premium portion
  • This coverage provides a tax-free lump sum benefit to your Company in the event you are diagnosed with a serious illness
  • If you never make a claim, all of the premiums you paid into the policy will be returned to you, tax-free at a future time

Business Overhead Insurance

Make sure you’re covered for the overhead costs of running a business by continuing cash flow if you can no longer work.


  • Pay your Company’s operating expenses like utility bills and rent if you are disabled due to an illness or injury and cannot work
  • Safeguard your Company even when you are recovering from a disability and are unable to generate any income

Business Disability Insurance

Protect yourself when you no longer have any income if you’re unexpectedly unable to work due to an illness or injury.


  • This coverage will provide a monthly benefit to you if you can no longer work
  • Pay bills as well as other expenses while you are recovering and are unable to generate any income
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Take advantage of coverage solutions that keep you competitive as an employer and help your employees’ money work as hard as they do.

Group Benefits

We’ll help you protect the health and long-term security of your employees and their families with customized group benefits.


  • Most benefits are provided tax-free to your employees, and your Company can expense the monthly premium charges
  • Group benefits attract and maintain highly qualified employees
  • Ensure that your employees have health and dental coverage along with other employee assistance programs.

Group RRSPs

Stay competitive as an employer by offering your employees the opportunity to save for retirement with Group RRSPs.


  • Group retirement plans are an important compensation component to attract and to keep highly qualified employees
  • Encourage employees to save for their future, and your Company can top up employee contributions as a benefit

Get started today

Book an appointment with an Insurance Specialist near you to find the right solutions based on your budget and individual needs.

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