Personal Retirement Planning

It's never too early or too late to plan for your retirement. Whether you are retiring next year or decades from now, we can help with an investment plan that is custom fit to meet your personal objectives by using accounts like RRSPs, RRIFs and TSFAs as part of your plan.


This retirement income option provides you with a stream of payments, with just a single investment from either registered or non-registered savings.

  • Payments are determined based on age, interest rate, initial investment and length of time guaranteed
  • The first $2,000 of income each year qualifies for a Federal Pension Income Tax Credit
  • A joint and last survivor annuity will guarantee payments through the lives of both spouses
  • They can be set up for registered (RRSP/RRIF) funds or non-registered funds

Segregated Funds

Segregated funds are long-term investments that guarantee 75% to 100% of your original investment no matter how the markets preform.

  • We’ll design solutions based on your personal objectives and risk tolerance
  • Guarantee and original investment protected in the event of death
  • Sell at any time at current market value
  • A mutual fund with insurance guarantees
  • Used as a valuable estate planning tool particularly for business owners who want to protect investment assets from creditors
  • Assets transfer to beneficiaries without probate fees
Let's chat.
Our Mobile Insurance Team can help plan the right insurance solutions.

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Want to learn more?
Our Mobile Insurance Team are pros at determining the coverage you need for yourself and your business. And, they can meet wherever works for you. Give them a shout at 1.888.517.7748 Monday 8am-4:30pm, Tuesday-Thursday 8:30am-7pm, Friday 8:30am-4:30pm.

Coast Capital Financial Management Ltd. provides service and advice related to insurance, segregated funds and annuities. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual funds are not guaranteed or insured by any financial institution, government or other deposit insurer. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing.